Last updated: April 9, 2025

Panel Inc, d/b/a Panel ("Panel," "we," "us," or "our") operates the https://panelforcreators.com website and other affiliated websites ("Site") and the Panel mobile application (the "Panel App") where you can apply and gain access to content and opportunities to earn commission from influencer marketing (collectively, the "Panel Partner Program"). By accessing and participating in the Panel Partner Program, you agree to and accept these Terms of Use, our Requirements for Social Media Influencers, our Privacy Policy, and any additional terms, conditions, and policies published on the Panel Partner Program (collectively, the "Agreement"). If you do not agree to and accept the terms of the Agreement in their entirety, you do not have permission to visit the Site or participate in the Panel Partner Program.

1. Panel Partner Program

The Panel Partner Program enables you to apply for and, upon our approval, earn commission by participating in various advertising campaigns ("Programs") offered by us or our third-party advertiser clients and marketing partners ("Marketing Partners"). Participation in the Panel Partner Program requires your consent to the Agreement.

2. Application and Approval Process

To apply, download the Panel App and submit a Partner Program application. Your application must include your complete and accurate contact information and information about your relevant social media accounts. To get paid, you'll also need to set up an account with Trolley, our third-party payment processor. After we review your application, we will notify you of your acceptance or rejection. We may accept or reject your application at our sole discretion.

3. Program Participation and Commission

Once approved, you can create content ("Creatives") for each Program and share it through approved social media channels to earn commissions based on specific user actions ("Actions"), such as clicks or purchases, as described in each Program's terms.

To get paid, you must set up a Trolley account. Trolley collects your SSN and banking info—we do not access this. Trolley will distribute your commission payments.

Program performance and commissions ("Program Data") will be tracked in the Panel App. You may dispute Program Data within 14 days; otherwise, it is deemed accepted.

Your Creatives must comply with Program Terms, the Panel Influencer Requirements, and platform-specific rules. We may request changes or removal at any time.

You may not alter any tracking tags or pixels included in Creatives. Doing so may forfeit payments and result in immediate termination.

Only approved individuals using approved accounts may participate. We reserve the right to monitor compliance. Violations may result in withheld payments or suspension.

4. No Representations or Warranties

Program Content, offers, and the App may include errors or downtime. We make no promises or warranties beyond what is stated here. All services are provided "as is" and "as available."

5. Limitation of Liability

We and our partners are not liable for indirect or unforeseeable damages. Our total liability is limited to the amount we paid you under the Panel Partner Program.

6. Privacy Policy; Confidentiality

Your use of the App, Site, or Program is governed by our Privacy Policy, which forms part of this Agreement.

6.1. Data Security and Encryption

We maintain administrative, technical, and organizational safeguards designed to protect your personal information and API Data. This includes industry-standard encryption protocols to protect data in transit and prevent unauthorized access, use, or disclosure.

6.2. Cookies and Device Data Disclosure

We and our service providers may store, access, or collect information on your device, including through the use of cookies, web beacons, and similar technologies. These technologies are used for authentication, analytics, fraud detection, and improving functionality. By using the Panel App or Site, you consent to the use of these technologies in accordance with our Privacy Policy.

7. Eligibility

The Program is intended for U.S. residents over 16 years of age. Use outside the U.S. may be prohibited by law, and you are responsible for compliance with applicable laws.

8. Equipment

You are responsible for your own equipment, software, internet, and access needed to use the App or Site.

9. Proprietary Rights

All content and technology on the App, Site, or Program is our property or licensed to us. Unauthorized use is strictly prohibited. Third-party trademarks remain the property of their respective owners.

10. Site Links and Third-Party Sites

Links to third-party websites may appear. We are not responsible for the content, practices, or risks associated with these sites.

11. Governing Law

This Agreement is governed by the laws of the State of New York.

12. Arbitration/Dispute Resolution

Disputes will be resolved by binding arbitration via the American Arbitration Association (AAA). Small claims court is permitted where allowed. You waive your right to jury trials or class actions.

You may opt out of arbitration within 30 days of first registering by emailing contact@panelforcreators.com with your full name and a clear statement that you wish to opt out of arbitration.

13. Indemnification

You agree to indemnify and defend Panel, its partners, and service providers from any claims arising from your use of the Program, Site, or App.

14. Integration and Severability

These Terms, along with our Privacy Policy and Influencer Requirements, are the entire agreement. If any part is deemed unenforceable, the remainder remains in effect.

15. YouTube Terms of Service

If you use any features that involve YouTube, you also agree to the YouTube Terms of Service.

16. FTC Disclosure Compliance

You agree to comply with the Federal Trade Commission’s Endorsement Guides by clearly and conspicuously disclosing your material connection to brands in all content shared as part of the Panel Partner Program.

17. Chargebacks, Fraud & Payment Withholding

Panel reserves the right to withhold or adjust commission payments in cases of suspected fraud, chargebacks, non-compliance, or suspicious activity. We may delay or deny payment until such issues are resolved.

18. Taxes and Independent Contractor Status

You acknowledge that you are an independent contractor, not an employee. You are solely responsible for reporting and paying any applicable federal, state, and local taxes on commissions earned.

19. Export Compliance

Use of the Panel Platform may be subject to U.S. export control laws. You agree to comply with all applicable export restrictions and not use the service from prohibited countries or regions.

20. Prohibited Conduct

You may not use automated scripts, bots, or engage in fraudulent behavior such as misleading CTAs, false clicks, or artificial generation of Actions. Violations may result in immediate termination and forfeiture of unpaid commissions.

21. Contact Information

Questions? Email us at: contact@panelforcreators.com

22. YouTube API Services

Some features of the Panel App or Site utilize YouTube API Services. By using these features, you also agree to be bound by the YouTube Terms of Service and acknowledge that your use is also subject to the Google Privacy Policy.

If you connect your YouTube account through Panel, we may access certain information including, but not limited to, your public YouTube profile, channel statistics, and engagement metrics. This data ("API Data") is used solely for the purpose of enabling functionality within the Panel App and providing insights related to your participation in our influencer marketing programs.

We do not sell API Data and only share it with service providers under confidentiality agreements for operational purposes. You may revoke our access to your YouTube data at any time via the Google Security Settings page. We retain API Data only as long as necessary to fulfill the purposes outlined in this Agreement, unless a longer retention period is required by law. You may request deletion of your data by contacting us at contact@panelforcreators.com.

23. Updates to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you via email or in-app notification. Continued participation in the Panel Partner Program after such changes constitutes your acceptance of the updated Terms.